Tuesday, June 2, 2009

June 1, 2009 CVS Trip

So last week I picked up a box of Colegate toothpaste that was marked at $2.99 with $2.00 ECBs. I also had a $1.00 off coupon, which would have made it free for me since I paid with ECBs. Turns out the price was mismarked and they actually charged me $4.89 for the toothpaste. And I didn't get any ECBs. I didn't catch the mistake until midweek. I DO NOT need toothpaste, I have at least 8 downstairs in my stockpile shelf. I only bought it in the first place since it was free for me. SO... yesterday I returned the toothpaste. (Boy, did I get some strange looks over that one!)


I was given a giftcard for $4.89... the price of the toothpaste. With it I bought all of this...


Huggies Wipes
On sale for $2.50
-.75 Coupon (received in the mail)
=$1.75 (not the cheapest I've ever gotten, but we needed them!)

Four cans of Campbells Chicken Noodle Soup
On sale for 2/$1.00
-$1.00 off any two cans coupon here (print and use 2 coupons)
=FREE
Two bottles of French's Mustard
On sale for 4/$5.00 (or $1.25 each)
-$1.00 on any 2 coupon from the Sunday News
=$1.50 for two
(perfect for parties!)
Two Glade Apple Cinnamon Spray
On sale for .99 each.
I had a Buy 1 Get 1 Free coupon from the Sunday News
=.50 each

Two Women's Schick Razors, Travel Size
Regular price .99
-$2.00 coupon from the Sunday News
=Free

With tax, my total was $4.24. I paid with my $4.89 gift card that I got from the toothpaste, leaving a .65 balance.

It was a bit of a wake-up call for me, because I used to pay that much for toothpaste before I started to use coupons. It showed me how much I get in place of what I used to spend. Made me pretty happy and thankful that I found out how to use coupons!!

Thursday, April 23, 2009

How to start using coupons

How did I get all of these things for FREE, or for just CENTS?
(Or even getting PAID to buy them?)
BY USING COUPONS!



I'd like to just start by saying that I've learned mostly everything I know from Frugal Coupon Living. I saw her on Dr. Phil a couple of months ago and everything she spoke about intrigued me! Little did I know that everything she said was SO easy to do! You'll be able to find a post similar to this post on her site, but I thought I'd be able to personally answer questions from my family/friends if I show you exactly how I use coupons.

Let's start!

Where do I get my coupons?

I'd like to recommend that you first either subscribe to a newspaper or find someone who throws their coupons away without a single glance. I subscribed to my local newspaper for an entire year. It was cheaper that way, and surprisingly, the deal that I got made it cheaper to get the newspaper everyday than just getting the Sunday newspaper alone.

I also subscribe to "All You" magazine. It's a magazine that is only available by subscription or to purchase at WalMart. Each issue is jammed packed full of coupons. It's actually a fun, easy reading magazine to browse though too! You can also get a two-year subscription for $17.95. Get more details here.

If you have a printer, you can print coupons online. Coupons.com is a wonderful place.

If you don't have a Sunday paper and would like to buy only the coupons, you can check out The Coupon Clippers. It's also a great place to go to get additional coupons if you find an extraordinary sale!

Sign up for any freebies you can find! Some companies send wonderful coupons along with their freebies. I also subscribe for free magazines. Magazines I would never normally subscribe to, but lots of times, there are coupons in them. I'm receiving a bunch of magazines for free just by filling out a very brief survey online. Parenting, Baby Talk, American Cheerleader, Seventeen, and Glamour are just a few that I receive each month for free. (I would recommend that you set up for a new email for you to use when you sign up for these things. You will get a ton of junk mail!)

However, the most helpful places for me to go are to other blogs. They literally spell out which coupon you should use at each individual store. They match store sales with coupons. Some of my favorites are:
Frugal Coupon Living
Fiddledeedee!
Moms By Heart


Getting (and staying) Organized
The number one key to using coupons is getting organized!
This system also makes it extremely easy to STAY organized.

Here is what I do:

I bought a large 3 ring binder.
(And got to pull out my old magazines and fun crafty things to create a cover!)

Here's a look inside:
The left hand side pocket is currently being filled with expired coupons.
SAVE THOSE!
Send them to military families who can use expired coupons for up to 6 months after the expiration date.
(These random coupons are currently waiting for a home. I will soon be placing them into their own envelope and send them out when I have a good amount.)

On the right is where I place the weekly circulars. CVS is usually first, since it's one of my favorite places to get super cheap/free deals! Other circulars there are Target, Walmart, local grocery stores, etc.

After the circulars are tabs that I have. They make it so much easier to find specific coupons. My current tabs are March, April and All You (Magazine).

This is something I'm currently testing out... keeping a running tab of each coupon that I have.
It takes just a short amount of time, but so far it has saved me tons of time when I'm trying to find that ONE coupon I know I have! This would be optional... like I said, I'm just testing it out right now.

Here's where this system is different than other couponing systems. DO NOT CLIP YOUR COUPONS. Keep them in the group that comes in the newspaper. Write the date on the front of each coupon "magazine." (SmartSource, Red Plum, P&G, Unilever) Punch holes in them and simply place them in your binder.

Here's why. My favorite sites, which I listed above, will post where to go, which items to buy and which coupons to use.

For Example:

CVS

Dove SkinVitalizers $4 (this is an amazing price. It is normally close to if not over $20.00)
$3.50 RP 3/15
=$.50

Here's what's being said:

Go to CVS.
Buy Dove SkinVitalizers, which is on sale for $4.00.
Use the $3.50 off coupon which can be found in RP (Red Plum) on 3/15 (March 15)
Your cost will be .50!!


That is just an example. The ladies which create my favorite sites are located in the south and they create shopping lists for grocery stores in the south. (Krogers, Publix, etc.) If you don't have that luxury, you can look at your local grocer's circulars, find their sales and match them up with coupons that are in your binder!


Step two

Now what about those coupons that you print out from the Internet or are found in magazines or sent to you in the mail?

I'm glad you asked. :)

You'll want to find yourself an accordion file folder. I have the exact same one that Ashely, at Frugal Coupon Living has. It's available at WalMart.



I have two separate categories.
The first is individual stores that use most often.
I keep envelopes in each pocket, labeled with the store name.
(These envelopes should be laminated. They get a lot of abuse!)
I also recommend that you pick a bright envelope color. They're easier to spot than just plain white.

The next section in my file folder is filled with envelopes of specific categories.
My categories are: baby, beauty, cleaning, food, medicine, miscellaneous/paper, restaurants, stores, rebates, and receipts.


So, if I get a Huggies coupon in the mail, I'll cut it out and place that coupon in the baby envelope.

If I print a coupon off the Internet for Bath and Body Works, I'll place that in the stores envelope. (Look for coupons you can use at the mall! Last week I printed off a $15 off any $15 purchase or more at Jones New York. Not a store I normally shop at, but why wouldn't I go and find something for almost nothing!? Think jewelry, sale items or gifts!)

I will also place coupons from my binder that happened to fall out in their individual envelopes. I have become quite familiar with each coupon in each envelope because I search for coupons several times a week.


What I take into the store

I make a shopping list, find all of my coupons that I need and place them in the envelope where I'm going. That's it! Very rarely will I take my binder and my file folder (which I place in a tote bag and take it with me whenever I leave the house) into the store with me. There are exceptions, but mostly it's just the envelope filled with my shopping list and coupons.

I also like to keep a copy of the store's coupon policy in each individual envelope. I have run into issues, especially at WalMart and Target, but if you nicely pull your coupon policy out, you should have no problems! Make sure you read the policies so you can become familiar with them. Most stores will allow you to use a store coupon with a manufacturer coupon. Imagine using those two with an already wonderful sale!

One example I have of that is when Target had a sale on their Pledge items. I printed off a manufacturer coupons from www.coupons.com as well as a coupon that Target had on it's website. The Pledge item was literally cents. (I don't know about you, but I hate spending money on cleaning items, toiletries, etc.) I ended up getting several bottles of cleaning products for less than a dollar.

I would recommend going to a younger guy when you check out. Although you are doing nothing wrong, the older ladies like to nit-pick at each individual coupon. They try to tell you that you can't do something which is clearly stated that you can on their coupon policy. I like to try to avoid all of that if possible! Also, make friends with your cashiers! It makes checking out so much easier. I seek out one girl in particular at WalMart each time I go. She knows what she's doing and gets me checked out, even with a ton of coupons to scan, in record breaking time. CVS knows me now as well. I've even had the opportunity to share my couponing "secrets" with some of those cashiers!

So I went off on a bunny trail there... oops! :)


What stores have the best deals, and how often I shop them

The store that I hit weekly is CVS. You'd be surprised what you can buy at CVS. Just last week they had a sale on Pringles. Mixing their sale with a coupon that came out a couple of weeks ago made the Pringles .33/each!
I will be doing a post dedicated to CVS soon. There's so many awesome reasons to shop there!
I also like to try to make it to Target and WalMart if I can.
And of course, my local grocery stores. (Although I'm trying to master the art of monthly shopping!)


Tips

One thing that you should not be afraid of is trying new brands. For example, I normally use Lady Speed Stick deodorant. However, I was recently able to get 2 Dry Idea deodorants for free. I also bought Secret deodorant for .34 cents. At those prices I'm willing to try anything!

Toothpaste is another good one. We normally use Crest. But I have about 10 tubes of toothpaste that I didn't pay a dime for. (Some of them are Crest, but most are Colgate.)

This system of couponing is great if used for stockpiling. Do I need 10 tubes of toothpaste right now? No! But why not stock up and/or donate them!? Think crisis pregnancy centers, homeless shelters, etc. When you can get them for nothing, it's a great opportunity to bless those places more than you might normally be able to!




Please, feel free to ask me any questions. If I don't know the answer, I will try to find out for you! I love telling others about how to use coupons! It's been such a blessing in my own life and I just want it to overflow onto others!

Monday, April 20, 2009

Visiting Baltimore - Part 2

I'll let the pictures do most of the talking!


Glen was painting the schooner's largest mast as we pulled up.
This mast measures in at 75 feet!We had to snap a few pictures while he was finishing up!
My sister, Jericho, with Cricket
Daddy and Pattycake
My sisters, Coey and Jen.
Aww! So sweet!
Pattycake certainly loves her Daddy!
Buttercup was a little nervous about the water at first.
(So were Mommy and Daddy! So many young kids so close to the water was a bit nerve wracking!)
She became a bit braver... sitting down close to it.
(Making pretty faces. I think she just wanted to get her picture taken!) :)
Mommy and Buttercup!
A couple of ducks went swimming by which brought all of the kids a-runnin'!
Glen was finished with his painting, so we all piled up in our cars and followed him to where his boat is currently docked. (And where it will be docked all summer.)
Of course, there was a CVS along the route! :)
(One of my FAVORITE places to shop!)
Beautiful artwork covered some of the buildings we passed by.
Baltimore is a really beautiful city!
Aboard the Schooner Mistress!
Tim was in his glory.
He LOVED the boat and snapped many pictures to share with his Grandpa!
We needed all of the hands we could get to help with our kids!
Poppy was happy to help!
Cricket just seems to fit in no matter where she is.
Always so comfortable and confident!
Dad, very appropriately, modeled his "Schooner Mistress" t-shirt!
Ahoy Maties!
Paparazzi shot!
(Ignore the camera, maybe it'll go away!)
Tim and Bubbers, down below.
Bubbie did so well.
He seemed to love the sun and the gentle rocking.

I didn't know it when I took these pictures, but Michael Phelps was sitting on one balcony over, just behind the boat!

My little princesses loved the boat too!
Smiles were everywhere for most of the day! :)



Most went on little boat rides since we were unable to go out on the schooner.
(Mast being painted.)
The girls definitely missed Daddy while he was away on his boat ride!
It was during this time when Glen told Tim and Jen that Michael Phelps was out on his porch about twenty-five feet away.
I didn't believe him until I saw his famous dog, Herman.
Then I might have gone a little crazy.
Just a little. :)
Let's just say that the camera came out and I tried to get a couple of shots by holding it down by my side... not too obvious. :)
It was during this time that we decided it was probably a good time to leave.
The kids were on the verge of a breakdown!
We caught it just in time.
Success!
Snapped a few pictures of the Schooner Mistress before we headed back to our car.
(This mast was 50 feet tall. The one Glen was painting was 75 feet... I wouldn't have been able to get it all on from where I was standing!)
What a beauty!


It didn't take long for Pattycake to fall asleep once we reached the car!
I love a sleeping baby!
Quite the contrast to Baltimore!
Back to the simple life!

**For the safety of my family, please don't use my children's real names in any comment you may leave. Their nicknames are listed with their pictures on the left hand side of my blog. Thanks!**